Why Get Coverage?
Your Belongings Deserve Protection
Standard storage leases limit facility liability. The Bader Program gives you direct coverage for your stored property against unexpected loss or damage.
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100% Coverage
Every plan covers 100% of your selected coverage amount — no partial payouts.
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Affordable Premiums
Plans start at just $12/month. Peace of mind for less than a cup of coffee a day.
📅
Month-to-Month
Coverage runs alongside your lease — no long-term commitment required.
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Simple Enrollment
Sign up at move-in with a quick participation form. Coverage starts immediately.
Bader Program #B.MN.4964.1
Coverage Options & Pricing
Choose Your Level of Protection
Select the coverage that fits the value of your stored belongings.
$2,000
Coverage Amount · 100% Covered
$12/mo
MOST POPULAR
$3,000
Coverage Amount · 100% Covered
$18/mo
$5,000
Coverage Amount · 100% Covered
$30/mo
💡 Deductible Waived — If you secure your unit with a disc or cylinder lock, the $100 deductible is waived automatically.
Purchase of this insurance is not required to rent storage space. Coverage underwritten by Pennsylvania Manufacturers' Association Insurance Company (PMAIC). See Certificate of Property Insurance for full terms and exclusions.
✓ What's Covered
- ✓ Fire, lightning, explosion, smoke
- ✓ Windstorm, hail, tornado, hurricane
- ✓ Water damage (burst pipes / appliances)
- ✓ Rodent damage
- ✓ Vandalism & malicious mischief
- ✓ Burglary (forced entry with visible marks)
- ✓ Earthquake, sinkhole collapse
- ✓ Flood (up to 50% of coverage limit / $2,000 max)
- ✓ Transit within 100 miles (fire, collision)
- ✓ Debris removal (25% of claim amount)
✗ What's NOT Covered
- ✗ Jewelry, watches, precious stones, furs
- ✗ Money, currency, securities, documents
- ✗ Firearms, gold / silver / platinum
- ✗ Theft or unexplained disappearance
- ✗ Wear and tear, gradual deterioration
- ✗ Insects, vermin (not rodent damage)
- ✗ Mechanical breakdown
- ✗ Sewer backup flood
This is a partial list. See the full Certificate of Property Insurance for all exclusions and conditions.
Getting Started
How to Enroll
1
Sign Your Lease
At move-in, request the Bader Participation Form from our office or online portal.
2
Choose Your Coverage
Select the coverage amount that matches the value of your stored belongings.
3
You're Covered
Coverage begins on your lease effective date. Monthly premium is added to your rent.
Questions?
We're Here to Help
For questions about your storage unit, contact us directly. For coverage questions or to file a claim, contact Bader / Property First Group directly.